A Tax-Smart Gift from Your IRA (QCD)

Your IRA can be a powerful way to make an immediate impact at HopeHealth —while reducing taxes. A Qualified Charitable Distribution (QCD), sometimes called an IRA Charitable Rollover, allows you to make a tax-free gift directly from your IRA and, if required, satisfy your Required Minimum Distribution (RMD) at the same time.

Do You Qualify?

You are eligible to make a QCD if:

• You must be 70½ years or older at the time of the gift.
• Gifts must go directly from your IRA to HopeHealth.
• For 2026, total QCD gifts cannot exceed $111,000 per donor.

(Traditional and Roth IRAs qualify. SEP and SIMPLE IRAs generally do not.)

Why Consider a QCD?

A Qualified Charitable Distribution offers meaningful advantages:

• Tax-Free Giving – The distribution is excluded from your taxable income.
• No Itemizing Required – Even if you don’t itemize deductions, you still receive the full tax benefit.
• Satisfy Your RMD – If you are age 73 or older, your QCD can count toward your Required Minimum Distribution without increasing taxable income.
• Direct Your Impact – Support the program or area of HopeHealth that matters most to you.
• Immediate Results – Your gift goes to work right away.

How to Make a Gift

Simply contact your IRA administrator and request a Qualified Charitable Distribution payable to HopeHealth.

If you would like assistance or confirmation of transfer instructions, please contact us we are happy to help make the process simple and seamless.